Alright folks,. The Bank of Canada is now confident that inflation is easing up sustainably. They're leading the pack, cutting rates before the Bank of England, the European Central Bank, and the U.S. Federal Reserve. "We've made significant progress in our fight against inflation," said Governor Tiff Macklem in Ottawa. "We're more confident now that inflation will keep moving closer to our 2 percent target." Here’s where we stand: The... [read more]

Recent Changes in the 2024 Federal Budget The 2024 federal budget (Budget 2024) proposed to increase the capital gains inclusion rate for individuals, trusts, and corporations. Specifically, 66.7% of capital gains realized on or after June 25, 2024, would generally be included in income for tax purposes (this is up from 50%). To provide some relief, the budget proposed that capital gains up to $250,000 realized by an individual—either directly or indirectly through a trust or... [read more]

Hello, friends! Today, we're diving into a topic that can cause anxiety and sleepless nights for many homeowners: renewing your mortgage in a high-interest rate environment. The thought of paying more interest on your home loan can be daunting, but fear not! By following some key principles, we can navigate these challenging times and come out on top. Get ready to take control of your mortgage like a true financial warrior, Dave Ramsey style! Understand the Current... [read more]

 Welcome, dear readers, to our kitchen-focused blog where we believe that the heart of every home deserves a touch of beauty and functionality. In this article, we'll explore ten kitchen renovation ideas that will inspire you to create a culinary haven that reflects your personal style. So put on your apron and let's dive into these transformative ideas that will make your kitchen a gathering place for love and delicious memories. Brighten with White: There's something... [read more]

Bathrooms are an essential part of our homes, serving as a sanctuary where we can relax and rejuvenate. If you're considering a bathroom remodel, why not explore some practical and stylish tips that can help you create the perfect space? In this blog, we will delve into some valuable bathroom remodelling tips, including design trends, space-saving solutions, luxury upgrades, eco-friendly fixtures, and maximizing storage and organization in small bathrooms. Get ready to transform your... [read more]